Frequently Asked Questions

General

How fast can I close on a DC fix and flip loan?
Many investors can close in 5–10 business days with complete docs and clear title.

Do I need permits for interior work?
Often yes. Structural, MEP, and layout changes usually require permits through DC DOB.

What is TOPA?
DC’s Tenant Opportunity to Purchase Act gives tenants rights in certain sales; plan timeline accordingly.

Financing

What LTV/LTC can I expect?
Commonly up to 85–90% LTC on fix & flip; DSCR refis depend on cash flow.

How do draws work?
Draws are released after inspections against a predefined budget and schedule.

Get Financing